Calculate capital gains tax on your property sale instantly.
Compare new regime (12.5% without indexation) vs old regime (20% with indexation). Get exemption guidance under Section 54/54EC/54F.
Total Tax Payable
₹4,71,714
Best: Old regime (20% with indexation)
You can save tax using Section 54 (reinvest in new house), 54F (invest net consideration), or 54EC (invest in NHAI/REC bonds within 6 months). Consult a CA for exemption planning.
The calculator automatically picks the regime that saves you more tax
Capital Gains Tax on Property Sale in India (2026)
From the Union Budget 2024 (effective July 23, 2024), property sellers have two options for LTCG tax: 12.5% without indexation (new regime) or 20% with indexation (old regime, only for properties bought before July 23, 2024). This calculator compares both and picks the better one for you. Short-term gains (property held < 24 months) are added to your income and taxed at your slab rate.
How to Save Capital Gains Tax on Property
- Section 54: Reinvest the capital gains in a new residential property within 2 years (or construct within 3 years)
- Section 54EC: Invest up to ₹50 lakh in specified bonds (NHAI, REC, IRFC) within 6 months of sale
- Section 54F: If the property sold is not a residential house, invest the net sale consideration in a new house
- Capital Gains Account Scheme: Deposit gains in a CGAS account if you can't invest immediately
Frequently
Asked Questions
Common questions answered to help you make better property decisions.
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