A-Khata vs B-Khata vs e-Khata in Bangalore — what you can actually do with each.
A plain-English Bengaluru guide plus a decision tool for buyers, sellers, owners, and loan applicants. Know the difference, bust the myths, and see the next step before you pay token or file papers.
Decision tool
What can I do with this Khata?
Answer three questions. Get a plain-English verdict for loan, buy, sell, registration, approvals, or regularisation — based on A-Khata, B-Khata, and e-Khata reality in Bengaluru.
1. Who are you?
2. What record do you currently have?
3. What do you want to do next?
Comparison
A-Khata vs B-Khata vs e-Khata
The most searched Bengaluru property question — answered without the marketing fog. e-Khata is the digital layer; A and B remain the underlying municipal positions.
| Topic | A-Khata | B-Khata | e-Khata |
|---|---|---|---|
| What it actually is | Property recorded in BBMP’s primary assessment register (A register). | Tax account for properties in B register — often revenue sites, unauthorised layouts, or bylaw issues. | Digital khata on BBMP e-Aasthi. Not a third legal category — it digitises the existing A or B position. |
| Home loan comfort | Usually strongest for mainstream bank/HFC underwriting. | Often difficult; many lenders hesitate or reject unless other title comfort is exceptional. | Helps documentation readiness. A e-Khata supports loans better than B e-Khata. |
| Sale / resale | Cleaner exit; buyers prefer A-position records. | Sellable in practice, but discounts, longer diligence, and fewer loan-backed buyers are common. | Increasingly expected for Bengaluru registrations; still inherits A or B strength. |
| Registration / mutation | Standard path when deed + tax + ownership match. | Possible with caveats; conversion/regularisation may still be needed for full comfort. | e-Khata is widely treated as mandatory for property transactions in Bengaluru SROs. |
| Building plan / civic approvals | Generally the expected base for lawful construction approvals. | Weak for many plan sanctions and civic services that require A-register recognition. | Portal record alone does not upgrade B properties to A approvals. |
| Does it regularise title? | Signals municipal assessment recognition — still verify deed, EC, and physical extent. | Paying tax on B-Khata does not equal full regularisation. | No. Official clarifications note e-Khata does not convert B-Khata into A-Khata. |
Myth: e-Khata means A-Khata
False. BBMP issues A e-Khata or B e-Khata based on existing records. Digitisation is not regularisation.
Myth: B-Khata tax receipts prove clean title
False. Tax payment shows an account exists. It does not automatically create A-register recognition or easy loans.
Myth: No e-Khata needed for sale
Risky assumption in Bengaluru. e-Khata is widely treated as mandatory for property transactions at sub-registrar offices.
Reviewed August 2026
Why this page exists
Most Bengaluru buyers do not need another vague blog post. They need to know whether their papers support a loan, a clean sale, SRO registration, or building approvals — and whether “e-Khata done” actually means A-position comfort.
This tool separates three ideas people constantly mix up: A-Khata (primary municipal assessment position), B-Khata (B-register / weaker recognition), and e-Khata (digital record on BBMP e-Aasthi). Official clarifications have been clear on one point that marketing pages often blur: e-Khata does not regularise B-Khata into A-Khata.
Use the decision block above for a first-pass answer, verify on the official portal, then route into PE Realtors legal review, khata transfer support, or verified inventory when you are ready to act.
Accuracy note
Schemes, SRO practice, and portal modules change. This page is decision support, not a government certificate or legal opinion. Confirm final status on BBMP e-Aasthi / Kaveri and through professional review.
Open official BBMP e-Aasthi portalNext step
Convert khata ambiguity into guided property support
Loan, sale, and approval discussions often stall on A-Khata / B-Khata / e-Khata confusion. Route those users into PE Realtors documentation help.
Frequently
Asked Questions
Common questions answered to help you make better property decisions.
Any questions? Reach out